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is to get a drivers license or State ID card to match the 
name and personal information a person uses to create his 
new credit file.  And I'll also show you how to establish 
credit on your new credit file. 
Let's say that your name is John Doe and you were born on 
Jan. 38th, 1492, your social security number is 000-00-0000 
and your address is 1234 Credit ave. Florida, Alaska. Now 
let's say that your credit is bad enough to get you turned 
down whenever you apply for additional credit and you want 
to get around this obstacle.   If you changed your first 
name to another that starts with a different letter other 
than the first letter of your real name, such as Robert Doe 
instead of John Doe. and used your same personal 
information, a  no record found - would surface during a 
credit check! If you kept your first name and  changed your  
last  name  to another one  that  starts with a different  
letter other than the  first letter of your real last name,  
such  as,  John Williams  instead of  John Doe,  and used  
your same personal  information,  then  a  -  no  record  
found - will  also surface.  If you kept your real name, 
both first and last, along with your real birthdate 
(birthdate must always stay the same in order to match with 
the birthdate on your  License or ID)  and changed 
everything else  in  your  personal  information then a - no 
record found - would surface also. 
With a completely different first and last name or alias you 
can keep all  your original  personal  information or make 
up new personal  information  (remember  that  your  
birthdate must always stay the same ) and a - no record 
found would surface both ways. 
If  for some unforeseen  reason  someone else's credit 
history shows up when trying to create your new credit file 
it means that you've  accidentally  chose  information  that 
 caused  the  computer  to tap into another person's file 
that has the same name you're using. In the event this 
happens you'll have to repeat the creation process until a - 
no record found - shows up. Remember that a - no record 
found - means that the file is clear, not being used by 
anyone else and is exclusively yours! 
Many states, especially California, allow people to use 
aliases for a number of reasons. People whose names are well 
known use aliases to escape publicity as they travel,  check 
into hotels, etc. While some wealthy people use them to hide 
certain assets of theirs from the public's view. Some of 
these people have drivers licenses,   credit  cards and 
other credit  in  these names!  A lot of them borrow money 
in these aliases.  Some people have several aliases with a  
credit  file on each  name  in the credit bureau's computer 

If you're changing your real name you can also have the 
people at the Social  Security Office  to give you another 
card with your new name and same number printed on it. This 
way you'll have two social  security cards.  Each one will 
have  the same number and a different name.  All you have to 
do is go to their nearest office and apply for a name change 
on your card. Then all you have to do is show them your  
license with your new name on it (more about this as you 
keep reading) and also show them some type of proof of your 
original name.  No court order is required and they'll mail 
you a copy of your new card with the name change on it. 
Your New Drivers License or State ID
After you've decided which way you want to create your 
credit file you'll have to get a drivers license or ID to 
match.  If you decide to keep your real name and use 
different personal Information to create your new credit 
file all you have to do Is have a routine address change on 
your license to match the one used for your new credit 
file. 
In  the  event  you  decide  to  change  your  name to 
create your new credit  file you'll  have  to get  a 
duplicate  license or  ID to match the new name you're going 
to use.  All you have to do is go to the to the driver's 
license bureau.  Give them your license or ID number but 
don't let them know that you have your license or ID with 
you.  Then tell them you want to get a duplicate license or 
ID because you've misplaced the original.  At the same time 
tell them you want to make both a name and address change on 
your license or ID.  In California they'll do this on your 
word no requiring a court order.  In fact, they can't refuse 
to do this for you because it's standard procedure.  They'll 
give you a sheet of paper to check the answers to a few 
questions.  After you've completed the sheet give it back to 
them with the fee they charge to do everything.  Then 
they'll take your picture and issue you a valid temporary 
drivers license or ID with the changes on it.  It shouldn't 
take more than 3-4 weeks for you to receive your permanent 
picture license or ID.  It will be good for 6 years.  Doing 
things this way you'll have two licenses or ID's.  One will 
be in your real name with your real address on it and the 
other will be on in your changed new credit name with your 
new credit address on it. 
When time comes to renew your license or ID, be it the real 
or changed one, simply take the license or ID for either one 
of them and had it along with their application for renewal 
and their fee to the clerk.  Then they'll take your picture 
and renew it.  And it's just that simple. 
If you choose to create your new credit file by keeping your 
real name and using different personal information, you 
don't have to go to the drivers license bureau if all the 
new credit you want is in the form of credit cards only.  In 
most cases all that's on a credit card is your name without 
an address or other personal information.  So you can use 
your original license or ID without having to get any 
changes on it, even though when you applied for the cards 
you used a different address. The reason why you can do this 
is because when you use a credit card there's no address on 
it for a clerk to try to match with your license of ID.  The 
clerk will only want to check to see if you have the name of 
their card on your ID or license. 
But if you plan on obtaining major credit and will require 
you to come before people to show your license or ID then 
you'll have to get a duplicate with the address on it along