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with the same you'll be using. 
One last point that needs to be made about your new 
duplicate license or ID that you might have to get is that 
even though the drivers license bureau will change your name 
and address on your word they won't change your birthdate.  
So because of this your birthdate must remain the same 
regardless which way you create your new credit file. 
Some other states other than California require for you to 
bring in a court order to the drivers license bureau for a 
name change to take place on your license or ID.  Most 
attorneys charge $200 - $700 for a name change.  But if you 
fill out all the papers yourself, which is simple to do, it 
could cost you only $10. 
Once you sign the papers take them to the county court 
clerks office and leave them with the clerk along with your 
$10 fee.  The next day or two you'll be able to pick up the 
court order for your name change signed by the judge.  In 
order for the name change to take effect you have to 
advertise it in a local paper. Take the court order to the 
drivers license bureau and they'll make your name change on 
the duplicate license or ID that you'll be using for new 
credit purposes.  But don't advertise the name change so it 
won't appear on your record! 
Creating the New Credit File
Once that you have decided what name and personal 
information you want to use for your new credit file it's a 
simple matter to create the file and get the credit report 
on it.  There are three ways to create the file.  One way is 
to mail a letter to the credit bureau requesting for a copy 
of the file being mailed to you.  The other is to go to the 
credit bureau to get your file.  And last of all you can 
have a credit granting business that's a member of the 
credit bureau create the new file for you. 
If you wrote to the credit bureau requesting a copy of your 
credit report in the name and personal information that you 
decided to use for your new credit file, then they would 
mail you a report on that file after they have typed your 
name and personal information into the system (where it will 
stay) to see if there's a credit history on the information 
you sent them.  When you receive the report back from them 
it will more than likely have - no record found - on  it.  
As  I've  stated,  when  they  type  your  name  end  
personal information into the system to see if there's a 
record of you being granted credit before,  that information 
will stay in their system. In other words the computer will 
absorb the information you supplied them into their system 
as a new credit file when they search for any credit  record 
in the name and personal  information you gave them. And 
even if it comes back - no record found - it will still have 
in it's system your personal information such as your name, 
address, birthdates,  date of  birth,  place of employment, 
etc. Your goal is to act like you went your credit report so 
you can take a look at your credit history. What they won't 
know is that you already know that you don't have a credit 
history in that name and personal information end that this 
is your way of manipulating them to create a new credit file 
on you by performing a search for what they think is your 
file, thus creating another one for you in the process!  
Since your name and personal information stays in their 
system once they type it in to pull the report end a new 
credit file is created in the process,  then you have truly 
taken advantage of  the  loophole  in the system to get your 
new credit file created! 
Remember  that  once  a  person  gets  the  credit  report  
back  it will more then likely have a - no record found - on 
it.  And this means  that  the  new  created  file  has  
been created,  it's  clear to use  the  name  and  personal  
information  you  supplied,  and  the  new credit  is  
exclusively  yours!  Now  you  can  easily  re-establish  or 
rebuild your credit wisely on that file.  
The  credit  bureau  would  rather  deal  with  people  by 
mail  as much as possible as opposed to having  thousands 
upon thousands of people  coming  to  their  offices  each  
day  throughout  the  country. Also keep in mind that it's 
utterly impossible for them to investigate even a small 
amount of letters they receive, much less all of them, to 
see if the information people are supplying is accurate or 
not. They are more concerned with collecting the fees and 
keeping their work  load down by  sending out  as many 
credit reports as possible than they are at finding the very 
small amount of letters from those smart enough to create a 
new credit file on themselves. 
So because the mail  is the best means for them to 
communicate with the public, along with the many variables 
and sometimes complex circumstances that warrant a person 
requesting a copy of his credit report,  the  credit  bureau 
has  no  other choice but  to send  the requested  report  
without  question as soon as  possible  regardless if the 
information the person is using is accurate or not! The fact 
remains that you will have a new credit file created in 
their system along with a new credit report on that file! 
Depending on the time of year you  request the file it could 
take from one week to two months to receive it beck from 
them in the mail.  Just be patient end wait for it because 
it's going to be sent beck to you! 
Once you've gotten the  valid  temporary  driver's  license 
or ID slip that they give you until the one with the picture 
on it comes, you can go down to the credit bureau with it 
and get a file created on the spot by requesting a copy of 
your credit report when you get there. They'll give you a 
paper to fill out asking for your name end personal 
information. Then they'll go to their computer an pull your 
credit report, thus creating a new credit file,  for a $8 - 
$10 fee. 
The safest way to go about creating a new credit file is to 
go to a business such as a jewelry store that's a member of 
the credit bureau and reports to them on all their clients. 
Take your valid temporary or permanent picture ID that 
you'll be using to create your new credit file en apply for 
an inexpensive piece of jewelry for about $100 on credit.  
They will give you a Credit application to  fill  out.  Then