Solve your debt in 5 days or less!
will be issued to all of your creditors. Which Will:
1) Stop creditors, collection agencies, lenders, or anyone
else who has been notified from contacting or harassing you
any further.
2) Immediately stop all action against you that had been
initiated by creditor. (Note: For this relief plan to work,
it must be accepted by a majority of your creditors. If the
majority agrees to the plan, all others must comply.
3) Immediately stop interest and late charges from
accumulating any further.
You Can Seek Injunctive Relief That Forces Credit Bureaus To
Stop Reporting Negative Credit Information From Your File!
"Injunctive Relief" is an effective legal maneuver that can
permanently remove damaging information from your credit
report. You will, however, probably require the services of
an attorney. This is how it works! If you can clearly
demonstrate that information appearing in your credit report
is inaccurate and is damaging your character, credibility,
or ability to obtain credit, you can seek Injunctive Relief
through the courts.
Once relief is granted, a Judge can order a Credit Bureau to
immediately stop reporting any damaging information
appearing in your credit report as outlined in the order,
until such time as a trial or investigation is conducted.
After you, or your attorney, succeed in persuading a Judge
to issue an order for Injunctive Relief, you will have from
that moment on until the conclusion of a trial or
investigation, to obtain new credit.
The "Here's Johnny!" Change Of Address Method
Here is another way you can eliminate damaging entries from
your credit report:
1) You can magically appear in a completely different part
of the country from where you really live, simply by
creating a new address for yourself. Just ask a friend or
relative to receive your mail at their address and have
everything forwarded to that address. The further away, the
better. If you don't know anyone that lives well out of the
area, rent a mail drop location. All of your mail will be
forwarded by the mail drop to any address you like.
2) After you have established a new address, you can request
a credit report from the bureau that services that
particular area. Apply with lenders that use this bureau.
What you will generally find is that the credit bureau you
are now dealing with will have a limited ability to verify
negative items appearing elsewhere.
Check Bankruptcy Off Your Credit File, By Checking It Out!
The following method of manipulation works (according to
some who have used it) when combined with the precious
"change of address" method. Just follow these next five
steps:
1) Discuss the technique with an attorney who is willing to
help.
2) Because bankruptcy is overseen by federal courts,
bankruptcy files are kept in the federal archives.
3) Before you apply for credit have your attorney request to
have your file "checked-out" form the federal archives.
4) Using your out-of-state address as described in the
previous "change of address" method, follow the normal
procedure used for appealing any damaging information
appearing on your credit report.
5) As long as your attorney has your bankruptcy file, a
credit reporting agency will not be able to verify its
contents. If they cannot make verifications within 30 days,
they must remove the damaging information form your credit
report. Because credit bureaus can request an extension,
your attorney may have to repeat the process several times.
It becomes a question of who will tire first. According to
those-in-the-know, it's usually the credit bureau.
Tell Your Side Of The Story And "Smash" Damaging Entries
Another way to challenge and neutralize entries that appear
on your credit report is by taking advantage of the
"100-Word Consumer Statement." This method allows you to
tell everyone who obtains your report your side of the
story. A simple statement may be all it takes to convince a
bank, lender or other creditor that a negative piece of
information that is appearing in your file, was nothing more
than an unfortunate incident that couldn't be prevented at
the time.
For example, you have been laid-off with hundreds of other
workers and suddenly found yourself out of work. By telling
your side of the story, a lender will understand why you had
problems paying off your credit obligations. Be certain to
be sincere, honest, and not too wordy. Never express anger
or hatred. Allow creditors to give you the
benefit-of-a-doubt, and the credit you deserve. Ask the
credit bureau about placing a 100-word consumer statement
into your file.
How To Remove A Judgment Through A "Motion To Vacate"
People have reportedly removed damaging entries (such as
judgments) from their credit files by using the following
method:
1) Hire an attorney who is willing to help you with your
goal of having damaging entries removed form your credit
file.
2) Ask your attorney to file a motion of Service of Process
for the purpose of having a damaging judgment entry removed
from your credit file. It may be a weak argument for sure,
but in this motion, your attorney will argue that the
process was served improperly. People have reported that
this technique will ultimately work in your favor.
3) By filing a motion of "Service of Process" you are
forcing a creditor to appear in court with an attorney to
prove the initial legal process was done properly.
4) This legal maneuver works in your favor because, if the
lender responsible for the judgment (for example) has been
paid, why would he even want to go through the time and
expense of showing up?
5) If you show up and the creditor doesn't, you will win
your case through default. Then you will have the legal
ammunition necessary to have the damaging judgment
information removed from your credit file.
How To Unconditionally Force Credit Bureaus To Quickly Give
You The Advantage By Placing Positive Information Into Your
Credit Report
According to Federal Laws enforced by the Federal Trade
Commission (FTC), if a credit report results in a debtor's
application for credit being denied, that person has the
right to add information that will show a more positive
credit history. All you have to do is contact the credit
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