Solve your debt in 5 days or less!

your personal property and sell it, with all monies realized 
going to the creditor to satisfy your debt. When they see 
this about to happen, many people connive to make themselves 
"judgment proof." In other words, they hide their assets or 
move them out-of-state before the sheriff or Marshall 
arrives. This is illegal, but is done as often as not. Many 
creditors will attempt to "garnishee" your wages.  
This is done by getting a court order directing your 
employer to set aside part of your wages or salary every pay 
period and turn it over to him. First, of course, he has to 
find out where you work; and even then, in most states, 
there are limits set relative to how much a creditor can 
garnishee for your wages. If you have no job, and no visible 
assets, or you live in a state where your wages cannot be 
garnisheed, your creditors actually have very few ways of 
ever collecting from you. Many techniques used by creditors 
and collection agencies are illegal.  
A creditor or agency can write letters to you; call you once 
a day in quest of a payment; and even knock on your door to 
ask about a payment. but he is forbidden by law to harass 
you or invade your privacy, or use deceptive means to get 
you to pay your bills. He cannot use foul and abusive 
language over the telephone, tell anyone besides you the 
reason for his phone call, inconvenience you or in any way 
threaten your job or your reputation in the neighborhood 
where you live. Still, the best idea for reorganization and 
settlement of your debts when you find yourself in an 
untenable position, is in-person visits and explanations of 
your situation with your creditors, and a desire to explore 
other possible ways of mutual satisfaction without involving 
collection agencies or bankruptcy.  
Give it a try - it's a lot easier than most people realize.

 

Choosing A Bank That's Right For You 

It is important to select the right bank. Do NOT choose any 
bank -- be fussy! There are two main objectives to seek when 
searching for a new bank.  
1) Find a bank that is aggressively seeking new business. 
2) Choose one with which you can develop a personal 
relationship. To select a bank that is aggressive, simply 
watch for extended advertising campaigns. They are very 
costly, and must bring in new business in order to be 
continued. Look also for smaller banks, ones with just a few 
offices. They tend to be more aggressive, more lenient on 
qualifications, much friendlier and more personalized in the 
service they offer. They are forced by nature of their 
competition to be more flexible. With the small, independent 
bank, you will get friendly service, and often will be 
called by name. The tellers remember you and do not need to 
request your identification every time you want to cash a 
check. 
Small banks do not have a large loan committee that spends 
lots of time shuffling papers. They may however, stall your 
loan application for a day or so in order not to appear too 
anxious! Its a minor issue...and not one to be overly 
concerned about. Big banks seem to have forgotten that the 
customer is number one. You will be far more pleased with 
your small bank and your personalized service when it comes 
to getting loans and other services for your own business. 

 
How To Make Big Money With Your Own Business Financing 
Service  

If you've been wanting to get into something that doesn't 
require all of your time, yet could give you an income of 
$100,000 per year or more, a Business Financing Service is 
definitely something you should consider. This is the kind 
of business that requires no special education or even a 
storefront office; won't take much of your time, yet offers 
more prestige, power and fast earning potential than just 
about any business opportunity available to the ordinary 
working person. The average net profit of people in this 
kind of business is $75,000 per year, before taxes. Most 
began on a part-time basis, operating out of their homes. 
Within a short period of time, varying with expenditure of 
time and effort, most have luxurious professional office 
suites with many clients from all over the country calling 
and asking for help. Perhaps best of all, this is a business 
you can operate with nothing more than a part- time 
secretary/bookkeeper, a telephone, and business cards. There 
are many facets of this kind of business, which involve 
bringing lenders and borrowers together for venture capital, 
operating capital, expansion capital, and of course, 
mortgages of all kinds. Concerning mortgages, look at it 
from this point of view: Almost every building in the 
country - homes, office buildings, factories, apartments - 
has a mortgage on it, and somebody is making some really big 
commissions bringing together the people wanting the money 
and the people wanting to lend the money. A business 
financing or money brokerage business is the ideal sideline 
business for real estate brokers, sales persons involved in 
business sales, investment brokers, attorneys, accountants, 
and retirees from almost any occupation. This is definitely 
one of the truly recession-proof businesses that actually 
seems to flourish in times of tight money.  
Your Potential Market: 
Each year, more than 10 million business loan applications 
are filed with the banks in this country. It is not uncommon 
for these banks to be working on more than 250,000 business 
loans each week, in amounts ranging from $25,000 to well 
over a million dollars. About 65 percent of the loans 
actually granted by the banks are short-term commercial 
loans; only about 25 percent are for longer terms, with 
fewer than ten percent granted for construction projects. It 
should then be obvious that the banks in this country are 
neither speedy nor generous in giving loans to the beginning 
or small business entrepreneur. Such business people usually 
ask for loans of longer duration than the banks are willing 
to grant. It is easy to see that in a beginning business, 
smaller installment payments will reduce pressure on the 
borrower, and allow him to put more of the profits back into 
the business. In most cases, these small business owners 
need much more than the banks are willing to allow without 
all kinds of guaranteed collateral. And that, of course, is