Solve your debt in 5 days or less!
Once you've followed my plan you'll be eligible for
signature loans, credit cards, home or auto financing, or
anything else. A credit investigation at this point
will list you as an excellent credit risk. And why
not? Within 30 days you'll have an active checking
account, three $100 savings accounts and three $100 loans
on which you are three months ahead on payments. You'll
also have 3 A-1 credit ratings on your credit report.
And as you continue reading you'll see that you'll also
have a fourth A-1 credit rating from the bank that will
issue you your visa and/or MasterCard.
By making the first 3 payments you have unfrozen equal
amounts of cash in your savings account. You can now
withdraw enough money from your savings account to make
your upcoming payments. Continue In this manner until the
loan Is paid off. You'll still retain most of your original
$100 because it continues to draw interest while used as
collateral. This helps offset the interest charges you pay.
Try to keep a little money in each savings account
for future references.
Credit Scoring System
AGE POINTS
18-21 0
22-25 1
26-64 2
65-69 1
MARITAL STATUS
Married 1
Single 0
Separated 0
Widowed 0
Divorced 0
DEPENDENTS
No Dependents 0
One to three 2
Over three 1
RESIDENCE
Rent Unfurnished 2
Rent Furnished 1
Own without Mortgage 4
Own with Mortgage 3
Live with Parents 1
PREVIOUS RESIDENCE
0 to 5 Years 0
6 Years and up 1
MONTHLY OBLIGATIONS
0 to $250 1
Over $250 0
CREDIT HISTORY
Loan at this Bank 4
Loan at Other Bank 3
Savings Account 2
Checking Account 2
OCCUPATION
Professional 3
Skilled 2
Unskilled 1
YEARS WITH EMPLOYER
Under One 0
One to Three 1
Four to Seven 2
Eight or Over 3
MONTHLY INCOME
Under $600 1
$600 to $1,000 2
$1,000 to $1,250 3
$1,250 to $1,500 4
$1,500 to $2,000 5
$2,000 and Over 6
TELEPHONE
Listed in Applicants Name 2
Not Listed in App's Name 0
In most cases, 18 points is the minimum number of points
acceptable if you are to receive an unsecured loan. The
factors most leading institutions weigh the heaviest are a
good salary, a good paying record and minimal obligations.
Some of you can institute this procedure with $300 or
$1000 or more. Remember that the more money you use the
better your credit report will look to credit grantors.
DO NOT ATTEMPT THIS BANK LOAN PROCEDURE UNTIL YOU'VE
GOTTEN YOUR NEW CREDIT REPORT. THIS WAY THE STRONG CREDIT
PROFILE YOU'RE BUILDING WON'T SHOW UP ON YOUR OLD CREDIT
REPORT WITH ALL YOUR BAD CREDIT ON IT.
Structure of Social Security Numbers
A Social Security Number (SSN) consists of nine digits,
commonly written as three fields separated by hyphens:
AAA-GG-SSSS. The first three-digit field is called the "area
number". The central, two-digit field is called the "group
number". The final, four-digit field is called the "serial
number".
The process of assigning numbers has been changed at least
twice. Until 1965, only half the group numbers were used.
Before 1972, numbers were assigned by field offices; since
1972, they have all been assigned by the central office. The
order in which numbers were assigned was changed in the 1972
transition. There may have been other changes, but it's
difficult to get information on how things used to be done.
Area Numbers
The area numbers are assigned to geographical locations.
They were originally assigned the same way that zip codes
were later assigned (in particular, area numbers increase
from east to west across the continental US as do the ZIP
codes). Most area numbers were assigned according to state
(or territorial) boundaries, although the series 700-729 was
assigned to railroad workers regardless of location (this
series of area numbers was discontinued in 1964 and is no
longer used for new SSNs). Area numbers assigned prior to
1972 are an indication of the SSA office which originally
issued the SSN. Since 1972 the area number in SSNs
corresponds to the residence address given by the applicant
on the application for the SSN.
In many regions the original range of area number
assignments was eventually exhausted as population grew. The
original area number assignments have been augmented as
required. All of the original assignments were less than 585
(except for the 700-729 railroad worker series mentioned
above). Area numbers of "000" have never been issued.
001-003 NH 400-407 KY 530 NV
004-007 ME 408-415 TN 531-539 WA
008-009 VT 416-424 AL 540-544 OR
010-034 MA 425-428 MS 545-573 CA
035-039 RI 429-432 AR 574 AK
040-049 CT 433-439 LA 575-576 HI
050-134 NY 440-448 OK 577-579 DC
135-158 NJ 449-467 TX 580 VI Virgin Islands
159-211 PA 468-477 MN 581-584 PR Puerto Rico
212-220 MD 478-485 IA 585 NM
221-222 DE 486-500 MO 586 PI Pacific Islands*
223-231 VA 501-502 ND 587-588 MS
232-236 WV 503-504 SD 589-595 FL
237-246 NC 505-508 NE 596-599 PR Puerto Rico
247-251 SC 509-515 KS 600-601 AZ
252-260 GA 516-517 MT 602-626 CA
261-267 FL 518-519 ID 627-645 TX
268-302 OH 520 WY 646-647 UT
303-317 IN 521-524 CO 648-649 NM
318-361 IL 525 NM *Guam, American Samoa,
362-386 MI 526-527 AZ Philippine Islands,
387-399 WI 528-529 UT Northern Mariana Islands
650-699 unassigned, for future use
700-728 Railroad workers through 1963, then discontinued
729-799 unassigned, for future use
800-999 not valid SSNs. Some sources have claimed that
numbers above 900 were used when some state programs were
converted to federal control, but current SSA documents
claim no numbers above 799 have ever been used.
Group Numbers
The group number is not related to geography but rather to
the order in which SSNs are issued for a particular area.
Before 1965, only half the group numbers were used: odd
numbers were used below 10 and even numbers were used above
9. In 1965 the system was changed so assignments continued
with the low even numbers and the high odd numbers. So,
group numbers for each area number are assigned in the
following order:
Odd numbers, 01 to 09
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