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telephone calls, maybe taking them at appointed times or 
calling back at your convenience. 
Don't generate copies or correspondence that make you look 
like you are doing things. Your superiors will know what you 
accomplish. Be busy doing important things rather than 
writing about what you've done. 
And take the time for physical exercise. It will energize 
you - not take away from your effectiveness. It relaxes your 
mind and stimulates your capacity to achieve. 
Look Within
An inner core of all accomplishment is the positive energy 
from the subconscious. If your subconscious mind has tapped 
into your goal and believes it is good for you, your 
energies will direct themselves towards that goal. 
You can consciously create circumstances and conditions of 
environment and physical presence. But it is that level 
behind the outwardly physical that directs your true being. 
When the subconscious mind accepts an idea, the inner power 
will complete it. 
That's why you can accomplish anything you want - by 
creating all outward manifestations to trigger your 
subconscious into action. As you decide on your goals and 
write them down, repeat them twice a day out loud. This in 
essence brings it to the inner level. 
When you think about your goals and desires, the 
subconscious hears it. So direct your energies - both outer 
and inner - to your goal with one-pointed devotion. In that 
way, you can control your destiny. 
In order to connect to your inner self, relax - let your 
thoughts go. Feel that part within you that actually makes 
the decisions - the reflexes, the instincts, the intuition 
and hunches. Let your mind be quiet from its usual chatter. 
Some people present problems to their inner consciousness by 
asking themselves a question before they fall asleep. Often 
the answer is in their minds when they wake up. 
Clarity rids confusion. If you find you're filled with 
worries and anxieties, spend the time to think them through. 
Approach them logically, considering the consequences of all 
possible actions. When you've made a decision, follow 
through and don't agonize over what-ifs. 
Everybody has creative potential. And you don't have to be 
an artist to be creative. Each moment of the day is creating 
your own self, becoming your true inner person. 
Let yourself look within. Release the handicaps of fear and 
anxiety - even for a moment. You'll be relaxed and 
refreshed. 
Use Affirmations
The same technique has been used by great inventors, 
financiers, business people, political figures and 
enlightened beings: constant repetition of the goal and the 
belief that you can attain it. 
Never dwell on self-criticism or what you think are your 
inadequacies. Instead, repeat your goals and the qualities 
that will make you successful. 
Write out your outstanding goal. In a few words, describe 
what you want to attain. Then write what you will do to 
achieve that. What energies and efforts will you trade for 
that success? 
Give yourself a specific date to accomplish this goal, and 
specific times to carry out the interim steps. Put this 
paper or note card in a visible place - such as taped to the 
mirrors - so you can review it and repeat it at least twice 
a day. 
It is those people who convince themselves that they are 
failures. And successful people believe that they will rise 
to the top and will achieve their goals. Believe in 
yourself. You are everything worth believing in. 
Creative Visualization
Form the habit of accomplishment. With every step you take 
and every decision you make, bring yourself closer to your 
goals. Walk through your life with this sense of direction 
and they will come to you. 
Develop self-confidence and esteem. Assert yourself and 
acquire all the excellent qualities and traits you admire 
most. What is your ultimate goal? How to you see yourself? 
Be specific. Precisely specific. Visualize the place you 
live in - the rooms, the paintings on the walls, the 
furniture and swimming pool. Consider the family situation 
and financial stability. Think about the place you'll be 
living in. 
Then look at yourself. What clothes are you wearing and what 
do you look like? Consider your physique, your hair, the 
condition of your body. 
Then think about the things you do. What sports do you play, 
what groups do you belong to? 
As if you've already accomplished your desires, look back 
and see what you did to get to where you are. Think about 
the classes you took, the jobs you worked at, and the places 
you moved to. Think about the places you've traveled to and 
the friends you've made. 
Be comfortable with your new self-image. Put it on for size 
and change your fantasy to adjust perfectly to you. Why 
don't you live as though you're already there? What's 
stopping you from becoming the person you are totally 
capable of becoming? 
Become Your Full Potential
Keep your goals and ambitions to yourself - don't share them 
with anyone, not yet. Write them down and refer to them. 
Look back at what you wrote in a month, then in a few 
months. Work on them constantly, and don't be afraid to 
revise and rewrite. Goals are always changing. 
Think in possibilities. What is possible for you to achieve 
in the next six months? And go for it. Don't play it safe 
with what you'll probably achieve anyway. Push yourself to 
go further. The rewards are greater. 
Feel the winning feeling. Feel successful already. Try on 
the clothes of total accomplishment and peace of mind. Live 
each day as though you have already reached your goals. 
There are always new ones to place in front of yourself. 
Don't announce your goals. This will set you up for failure. 
Even is you make a pact with yourself to attain a specific 
goal, don't chastise yourself if you don't make it. It may 
have been unrealistic or you may not have tried hard 
enough. 
Do it yourself. There is nobody better to help you achieve 
your desires than you. Tap into the power of the 
subconscious and practice being your own fantasy. 
Then go ahead. Act on your convictions. Follow them through 
with devotions and then reap the rewards. You CAN accomplish 
anything you want in life. 


Choosing and Using Credit Cards
Federal Trade Commission - February 1993
Shop around for credit card terms that are best for you.